The problem is in this piece of code:
// clone the state
var newState = Object.assign({}, state);
// add the new transaction
newState.accounts[accountIndex].transactions.unshift(action.payload.transaction);
// update account balance
newState.accounts[accountIndex].balance = action.payload.balance;
Cloning the state object doesn’t mean you can mutate the objects it is referring to. I suggest you to read more about immutability because this isn’t how it works.
This problem and solution to it are described in detail in Redux “Troubleshooting” docs so I suggest you to read them.
https://redux.js.org/troubleshooting
I also suggest you to take a look at Shopping Card example in Flux Comparison for Redux because it shows how to update nested objects without mutating them in a similar way to what you are asking.
https://github.com/voronianski/flux-comparison/tree/master/redux