ORA-12638: Credential retrieval failed

I know this is a very old post but I have found a solution that has worked for me (Legacy VB6 Application):

Change the following entry in the sqlnet.ora file:

Original Entry - SQLNET.AUTHENTICATION_SERVICES= (NTS)

Modified Entry - SQLNET.AUTHENTICATION_SERVICES= (NONE)

Here is a LINK to the solution

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Hata!: SQLSTATE[HY000] [1045] Access denied for user 'divattrend_liink'@'localhost' (using password: YES)