In the case you need to manually ‘exit’ a transaction through code (be it through an exception or simply checking an error state) you shouldn’t use DB::transaction() but instead wrap your code in DB::beginTransaction and DB::commit/DB::rollback():
DB::beginTransaction();
try {
DB::insert(...);
DB::insert(...);
DB::insert(...);
DB::commit();
// all good
} catch (\Exception $e) {
DB::rollback();
// something went wrong
}
See the transaction docs.