You may simply use %3N to truncate the nanoseconds to the 3 most significant digits:
$ date +"%Y-%m-%d %H:%M:%S,%3N"
2014-01-08 16:00:12,746
or
$ date +"%F %T,%3N"
2014-01-08 16:00:12,746
testet with »GNU bash, Version 4.2.25(1)-release (i686-pc-linux-gnu)«
But be aware, that %N may not implemented depending on your target system or bash version.
Tested on an embedded system »GNU bash, version 4.2.37(2)-release (arm-buildroot-linux-gnueabi)« there was no %N:
date +"%F %T,%N"
2014-01-08 16:44:47,%N