Gcc is correct. The lifetime of the temporary will be extended only when using list-initialization syntax (i.e. using braces) in initialization of an aggregate.
(since C++20) a temporary bound to a reference in a reference element of an
aggregate initialized using direct-initialization syntax (parentheses)
as opposed to list-initialization syntax (braces) exists until the end
of the full expression containing the initializer.struct A { int&& r; }; A a1{7}; // OK, lifetime is extended A a2(7); // well-formed, but dangling reference
For direct initialization:
(emphasis mine)
otherwise, if the destination type is a (possibly cv-qualified) aggregate class, it is initialized as described in aggregate initialization except that narrowing conversions are permitted, designated initializers are not allowed, a temporary bound to a reference does not have its lifetime extended, there is no brace elision, and any elements without an initializer are value-initialized. (since C++20)