Set opacity of background image without affecting child elements

div {
  width: 300px;
  height: 200px;
  background: linear-gradient(rgba(255,255,255,.5), rgba(255,255,255,.5)), url("https://i.imgur.com/xnh5x47.jpg");
}
span {
  background: black;
  color: white;
}

<div><span>Hello world.</span></div>